Insights by Dynn Suradi
The 2026 MOP Surge: Is Your HDB Flat Facing “Supply Competition”?
If you are a homeowner in Punggol, Tampines, or Toa Payoh, the 2026 HDB resale market is looking very different from last year. After a "dry spell" in 2025 where very few flats reached their MOP, we are now seeing a massive wave of fresh resale supply entering the...
HDB to Condo or Larger Flat: The 2026 Upgrading Roadmap for Malay Homeowners
Are you reaching your 5-year MOP? Or perhaps your family is growing, and your current 3-bedroom HDB feels a bit tight? Upgrading is a milestone for many Malay families in Singapore, but the fear of "salah langkah" (making a wrong move) often holds people back. As a...
Navigating Faraid and HDB Property: A Comprehensive Guide by Your Trusted Malay Real Estate Agent
Losing a pillar of the family is a deeply emotional time. For many in the Malay-Muslim community, the house is not just an asset; it is a "pusaka" (heritage) that holds decades of memories. However, as a Malay property agent specializing in complicated inheritance...
Why More HDB Owners Are Refinancing in 2025 – Complete Guide for Homeowners in Singapore (Lower Interest Rates, Better Bank Packages & Real Savings)
In 2025, Singapore’s property and mortgage landscape is experiencing a major shift, and HDB homeowners are paying close attention. With home-loan interest rates dropping to a three-year low, thousands of flat owners are choosing to refinance from HDB loans to bank...